Form CRS Client Relationship Summary

Item 1 – Introduction: Is an investment advisory account right for you?

Fusion Capital Management is registered with the Securities and Exchange Commission as an investment adviser. Please be

aware that brokerage and investment advisory services and fees differ and that it is important for you to understand the

differences. Free and simple tools are available to research firms and financial professionals at, which

also provides educational materials about broker-dealers, investment advisers, and investing.

Item 2 – What investment services and advice can you provide me?

We offer investment advisory services to retail investors. Our principal services include financial planning and portfolio

management through a wrap or a non-wrap fee program. As part of our standard portfolio management service we

provide continuous and regular supervisory and/or management services with respect to your account(s). We do not

monitor the investments made as a result of a financial plan unless you have hired us for portfolio management services.

Our portfolio management services are offered on a discretionary basis. Discretionary authorization allows us to determine

the specific securities, and the amount of securities, to be purchased or sold for your account without your approval prior

to each transaction. We do not limit our advice to proprietary products, or a limited menu of products or types of

investments. In general, we require a minimum of $20,000 to establish a relationship with us. At our discretion, we reserve

the right to waive this minimum.

For additional information, please refer to Items 4, 7, & 13 of our Form ADV Part 2A and/or or Items 4 and 5 of

Form ADV Part 2A Appendix 1 at the following link:

Conversation Starters. Ask your financial professional—

 Given my financial situation, should I choose an investment advisory service? Why or why not?

 How will you choose investments to recommend to me?

 What is your relevant experience, including your licenses, education and other qualifications? What do these

qualifications mean?

Item 3 – What fees will I pay?

We are primarily compensated by a percentage of assets under our management, hourly fees, and fixed fees. Our fees vary

depending on the services you receive. Portfolio management fees are based upon a percentage of your assets under our

management, and are payable each month in arrears. The more assets there are in your advisory account, the more you

will pay in fees. Therefore, we have an incentive to encourage you to increase the assets in your account. Asset-based fees

associated with our wrap fee program will include most transaction costs and fees to a broker-dealer that has custody of

these assets, and therefore are higher than a typical asset-based advisory fee. We assess a monthly technology and

administrative fee of up to $5 to each individual account. An account closing fee will also be assessed if the client does not

provide a 30-day written notice of termination prior to account closure. This fee of up to $50.00 will only apply to accounts

greater than $1,000. We provide financial planning services for an hourly or fixed fee. Our fees are negotiable depending

upon the complexity and scope of the service, your financial situation, and your objectives.

For additional information regarding our fees, please see Item 5 of our Form ADV Part 2A and/or Item 4 of Form

ADV Part 2A Appendix 1 at the following link:

Description of Other Fees and Costs: The fees that you pay to our firm for investment advisory services are separate and

distinct from the fees and expenses charged by investment companies (e.g., mutual funds, exchange traded funds, unit

investment trusts and variable annuities). These fees are described in each fund’s prospectus. These fees will generally

include a management fee and other fund expenses. You will also incur transaction charges and/or brokerage fees when

purchasing or selling securities outside of our wrap program. These charges and fees are typically imposed by the broker-

dealer or custodian that executes the trade. The broker-dealer or custodian may also charge your account for custodial

fees, retirement account fees, trust fees, exchange fees, redemption fees that may be assessed on investment company

shares, transfer fees, account termination fees or other special service fees and charges. We do not share in any portion of

these fees imposed by the broker-dealer or custodian. To fully understand the total cost you will incur, you should review

all the fees charged by investment companies, broker-dealers, our firm, and others.

You will pay fees and costs whether you make or lose money on your investments. Fees and costs will reduce any

amount of money you make on your investments over time. Please make sure you understand what fees and costs you

are paying.


For additional information about fees charged by third parties, please refer to Item 5 of Form ADV Part 2A and/or

Item 4 of Form ADV Part 2A Appendix 1 at the following link:

Conversation Starter. Ask your financial professional—

 Help me understand how these fees and costs might affect my investments. If I give you $10,000 to invest, how

much will go to fees and costs, and how much will be invested for me?

What are your legal obligations to me when acting as my investment adviser? How else does your firm make money and

what conflicts of interest do you have?

When we act as your investment adviser, we have to act in your best interest and not put our interest ahead of yours. At

the same time, the way we make money creates some conflicts with your interests. You should understand and ask us

about these conflicts because they can affect the investment advice we provide you. When we provide investment advice

to you regarding your retirement plan account or individual retirement account, we are fiduciaries within the meaning of

Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws

governing retirement accounts. We have to act in your best interest and not put our interest ahead of yours. At the same

time, the way we make money creates some conflicts with your interests. Here is an example to help you understand what

this means:

• All investment advisers face conflicts of interest which are inherent in the business. Our primary source of

compensation is through asset based fees. Therefore, we are incentivized to acquire new clients and to increase

assets under management.

• Other conflicts of interest result from other business activities we engage in and relationships we have with

business partners and third parties, or affiliations we have established with other financial institutions. For

example, we receive additional compensation from certain product sponsors, vendors and independent money

managers that we recommend to clients.

Conversation Starter. Ask your financial professional—

 How might your conflicts of interest affect me, and how will you address them?

Please refer to our Form ADV Part 2A and/or Form ADV Part 2A Appendix 1 for further information on our

conflicts of interest and how we address them at the following link:

How do your financial professionals make money?

Our financial professionals are compensated based on total fees charged by our firm. Financial professionals receive an

“IAR remainder” which means that once all expenses are subtracted from the net fee charged to the client, the financial

professionals receives the remainder. Some of our financial professionals also receive salary based compensation and/or

bonuses based on the amount of client assets they bring to our firm. Therefore, our financial professionals have an

incentive to encourage you to increase the assets in your account. Our financial professionals also engage in outside

business activities as insurance agents, securities brokers, accountants, lawyers, tax preparers, real estate professionals,

etc. This creates a conflict of interest because these persons will receive additional commission-based compensation in

connection with the purchase and sale of securities and insurance products and fees for services offered outside of our firm.

You are not required to purchase securities, insurance or any other service from our financial professionals.

Item 4 – Do you or your financial professionals have legal or disciplinary history?


For a free, simple search tool to research us and our financial professionals please visit

Conversation Starter. Ask your financial professional—

 As a financial professional, do you have any disciplinary history? For what type of conduct?

Item 5 – Additional Information

For additional information about our advisory services, please refer to our Form ADV Part 2A brochure available at and the individual Form ADV Part 2B brochure supplement(s) your

representative provides. If you have any questions, need up-to-date information and/or need a copy of this Client

Relationship Summary, please contact us at (866) 254-4235.

Conversation Starters. Ask your financial professional—

 Who is my primary contact person?

 Is he or she a representative of an investment adviser or a broker-dealer?

 Who can I talk to if I have concerns about how this person is treating me?